Multi-Agent AI Platform for Banking Modernization
Build the next generation of banking systems in weeks, not years
Modernize legacy. Streamline processes. Embed compliance. FlowXl.AI helps banks accelerate modernization of key customer processes like onboarding, lending, and compliance without ripping out legacy systems
4x-6x
faster development
2x-6x
fast time to market
-80%
maintenance cost
-80%
implementation cost
Trusted by
Launch new business platforms in weeks not years
Launch new business platforms in weeks not years
Customer onboarding platform in just
14 weeks
14 weeks
14 weeks
Fund management platform in just
8 weeks
8 weeks
8 weeks
Improve operational and developer efficiency
Improve operational and developer efficiency
Retail onboarding from 25 minutes to
5 min.
5 min.
5 min.
Commercial onboarding from 45 minutes to
15 min.
15 min.
15 min.
To us, FlowX.AI is a business asset, not an IT asset. We're shifting from technology that is a constraint, to an enabler.
We now see FlowX.AI as the engine that powers user experiences across our entire digital portfolio.
I have delivered more functionality in production with FlowX.AI in three months than in the rest of my entire career with the bank of six years.
Before FlowX.AI, just like everyone else, it would take us a year to launch a new product. Today, we are able to launch new products in 2-4 weeks. This would have been unthinkable a couple of years ago.
We're now in a hybrid world where you don't need to rebuild established systems - you can put layers on top of them with new technologies. FlowX.AI delivers value, multiple times faster, through its ability to integrate its modern tech platform with existing stack, through plug-and-play functionality.
FlowX.AI is the future of software development. It is exactly what we need to transform the entire bank.
To us, FlowX.AI is a business asset, not an IT asset. We're shifting from technology that is a constraint, to an enabler.
We now see FlowX.AI as the engine that powers user experiences across our entire digital portfolio.
I have delivered more functionality in production with FlowX.AI in three months than in the rest of my entire career with the bank of six years.
Before FlowX.AI, just like everyone else, it would take us a year to launch a new product. Today, we are able to launch new products in 2-4 weeks. This would have been unthinkable a couple of years ago.
We're now in a hybrid world where you don't need to rebuild established systems - you can put layers on top of them with new technologies. FlowX.AI delivers value, multiple times faster, through its ability to integrate its modern tech platform with existing stack, through plug-and-play functionality.
FlowX.AI is the future of software development. It is exactly what we need to transform the entire bank.
To us, FlowX.AI is a business asset, not an IT asset. We're shifting from technology that is a constraint, to an enabler.
We now see FlowX.AI as the engine that powers user experiences across our entire digital portfolio.
I have delivered more functionality in production with FlowX.AI in three months than in the rest of my entire career with the bank of six years.
Before FlowX.AI, just like everyone else, it would take us a year to launch a new product. Today, we are able to launch new products in 2-4 weeks. This would have been unthinkable a couple of years ago.
We're now in a hybrid world where you don't need to rebuild established systems - you can put layers on top of them with new technologies. FlowX.AI delivers value, multiple times faster, through its ability to integrate its modern tech platform with existing stack, through plug-and-play functionality.
FlowX.AI is the future of software development. It is exactly what we need to transform the entire bank.
To us, FlowX.AI is a business asset, not an IT asset. We're shifting from technology that is a constraint, to an enabler.
We now see FlowX.AI as the engine that powers user experiences across our entire digital portfolio.
I have delivered more functionality in production with FlowX.AI in three months than in the rest of my entire career with the bank of six years.
Before FlowX.AI, just like everyone else, it would take us a year to launch a new product. Today, we are able to launch new products in 2-4 weeks. This would have been unthinkable a couple of years ago.
We're now in a hybrid world where you don't need to rebuild established systems - you can put layers on top of them with new technologies. FlowX.AI delivers value, multiple times faster, through its ability to integrate its modern tech platform with existing stack, through plug-and-play functionality.
FlowX.AI is the future of software development. It is exactly what we need to transform the entire bank.
Entire banks are running on FlowX.AI today
Entire banks are running on FlowX.AI today
Business Process Modernization
Build and run mission-critical business processes, moving in weeks from fragmented inefficient and manual processes to streamlined omni-channel platforms.
commercial & retail onboarding
wealth management
asset management
commercial & retail lending
INTERNAL RISK PLATFORM
Technology Modernization
Upgrade legacy systems with AI-driven development that speeds delivery and cloud migration, boosts flexibility, while modernizing mainframes seamlessly, to preserve core value and add new digital capabilities.
legacy systems
cloud migration
mainframe ENABLEMENT
Low-/No-Code REplatforming
Embed Secure AI in Operations
Safely harness AI through built-in governance, transparent workflows, and compliance controls. Drive AI innovation within secure, auditable boundaries, enabling confident scaling while meeting regulations.
llm agnostic
DATA PRIVACY
human in the loop
HUMAN IN CONTROL
BANKING MODEL
Risk & Compliance Automation
Ensure seamless compliance, risk detection, and governance with control-aware AI agents, while providing the flexibility to adapt to regulatory changes and complex workflows.
governance frameworks
audit trails
compliance monitoring
policy management
With FlowX.AI, banks are simplifying processes, delighting users, and driving millions
in ROI
millions
With FlowX.AI, banks are simplifying processes, delighting users, and driving millions
in ROI
millions
With FlowX.AI, banks are simplifying processes, delighting users, and driving millions
in ROI
millions
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Cut customer
onboarding time
by 80%Reduced onboarding from 25 to 7 minutes (retail) and 45 to 20 minutes (commercial).
Cut client data update time from 15 to under 3 minutes.
Saved 170,000+ man-hours annually through workflow efficiency.
Increased mutual fund customers
by 220% in 1 yearReduced onboarding times by 90%.
Streamlined investments, withdrawals, and closures under one system.
Built and deployed in 10 weeks (5 agile sprints).
Cut product
activation time
from 15' to under 2'Saved 120,000+ man-hours annually in branch operations.
Increased cross-sell and upsell conversions with real-time prompts.
Deployed in just 1 week as part of onboarding flow.
Cut customer
authentication time
to under 10 secondsDeployed new teller authentication solution in just 2 weeks.
Eliminated need for physical ID cards across branches.
Reduced wait times and improved branch throughput.
Omnichannel
onboarding launched
in just 16 weeksIntegrated 30+ legacy systems and APIs into a single platform.
Consolidated user flows to reduce time to yes and errors.
Enabled rapid rollout across branches and digital channels.
Doubled in-store
credit card
applicationsReduced application time by 50%.
50% of credit card decisions now made instantly.
Increased application completion rates with automated workflows.
Why banks choose FlowX.AI
Why banks choose FlowX.AI
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Works seamlessly
with your existing systems
seamlessly
Works seamlessly
with your existing systems
seamlessly
Works seamlessly
with your existing systems
seamlessly
FlowX.AI plugs in fast into both heritage and modern systems, while your team can quickly add new systems - no matter how old or new.
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Designed for banking complexity
complexity
Designed for banking complexity
complexity
Designed for banking complexity
complexity
You can build without limitations of complexity, and without having to worry about scalability and security that the platform takes care for you out-of-the-box.
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Run FlowX.AI in your infrastructure
infrastructure
Run FlowX.AI in your infrastructure
infrastructure
Run FlowX.AI in your infrastructure
infrastructure
Deploy on-prem, hybrid, or in any major public cloud - full support for any enterprise infrastructure requirements.
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Take back control
and break free from vendor dependency
control
Take back control
and break free from vendor dependency
control
Take back control
and break free from vendor dependency
control
Update business flows, rules, and products without needing to wait for external dependencies. Your roadmap stays yours.
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Use and scale
the team you already have
scale
Use and scale
the team you already have
scale
Use and scale
the team you already have
scale
No proprietary languages or niche skills. Generalist developers can build - and it’s easy to scale capacity.
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Robust
built-in governance and compliance
Robust
Robust
built-in governance and compliance
Robust
Robust
built-in governance and compliance
Robust
Control-aware workflows, secure access, and complete auditability. Designed for regulated industries.
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Build safe
synthetic AI teams, fast and at scale
safe
Build safe
synthetic AI teams, fast and at scale
safe
Build safe
synthetic AI teams, fast and at scale
safe
FlowX.AI puts humans in control with AI-powered agents that accelerate development, streamline processes while enforcing guardrails.
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Predictable
, simple and transparent pricing
Predictable
Predictable
, simple and transparent pricing
Predictable
Predictable
, simple and transparent pricing
Predictable
Unlike typical enterprise platforms that are giving you complex pricing that is based on many obscure consumption metrics that sneak up on you.
Introducing our specialized AI Agents building modern banks
Introducing our specialized AI Agents building modern banks
Creation agents
maintenance agents
overseer agents
optimization agents
AI Architect
Generates data models and synthetic data.
AI Assistant
Offers support and retrieves information.
AI Developer
Generates and implements business rules.
AI Analyst
Builds process flows from procedures.
AI Designer
Designs complete UI layouts.
AI Integrator
Integrates legacy systems with external tech.
Creation agents
maintenance agents
overseer agents
optimization agents
AI Architect
Generates data models and synthetic data.
AI Assistant
Offers support and retrieves information.
AI Developer
Generates and implements business rules.
AI Analyst
Builds process flows from procedures.
AI Designer
Designs complete UI layouts.
AI Integrator
Integrates legacy systems with external tech.
Creation agents
AI Architect
Generates data models and synthetic data.
AI Assistant
Offers support and retrieves information.
AI Developer
Generates and implements business rules.
AI Analyst
Builds process flows from procedures.
AI Designer
Designs complete UI layouts.
AI Integrator
Integrates legacy systems with external tech.
Watch our specialized AI Agents, in action
Watch our specialized AI Agents, in action
Design and Build
Build and modify complex business applications, processes, and UX from natural language prompts and existing documentation.
Maintain
and OPTIMIZE
Learn, understand, and validate processes while providing clarification and optimization insights
RUN
AND OBSERVE
Support runtime observations, proactive debugging, and solution recommendations.
Design and Build
Build and modify complex business applications, processes, and UX from natural language prompts and existing documentation.
Maintain
and OPTIMIZE
Learn, understand, and validate processes while providing clarification and optimization insights
RUN
AND OBSERVE
Support runtime observations, proactive debugging, and solution recommendations.
Design and Build
Build and modify complex business applications, processes, and UX from natural language prompts and existing documentation.
Maintain
and OPTIMIZE
Learn, understand, and validate processes while providing clarification and optimization insights
RUN
AND OBSERVE
Support runtime observations, proactive debugging, and solution recommendations.
Design and Build
Build and modify complex business applications, processes, and UX from natural language prompts and existing documentation.
Maintain
and OPTIMIZE
Learn, understand, and validate processes while providing clarification and optimization insights
RUN
AND OBSERVE
Support runtime observations, proactive debugging, and solution recommendations.
Embed viable AI into your application with our AI Agent builder
Make it easy to build and embed cognitive capabilities at scale, enabling synthetic teams across banking operations.
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Purpose-built for banking modernization
Purpose-built for banking modernization
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Robust, resilient and enterprise-grade AI
Designed to meet the demands of mission-critical banking operations.
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Freedom to deploy anywhere, anytime
Deploy on-premises, in the cloud, or in hybrid setups with no vendor lock-in.
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Build scalable apps fast, with any coding language
Supports multi-language development to fit existing tech stacks.
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