Context

Built for banking within the Corporate Account Opening stack and used by Compliance and KYC teams, this agent automates the core screening step for corporates and groups: it runs PEP and sanctions checks on all relevant parties and classifies country risk for the relationship. It comes into play once the entities, UBOs, directors, and signatories are known and a documented compliance view is needed before approval.

What it does

The agent takes the full party set for the case—legal entities in the group, UBOs, directors, authorised signatories, attorneys—and runs them through your chosen PEP, sanctions, and watchlist providers. In parallel, it tags all relevant jurisdictions (incorporation, operating countries, residency of UBOs and key controllers) with your internal country-risk ratings. It consolidates this into a simple case-level view that shows which parties have hits or near-hits, which countries drive higher risk, and where enhanced due diligence is required. The result is a structured “compliance risk snapshot” attached to the onboarding file instead of scattered screenshots and notes.

Core AI functions

The core function is screening plus classification. The agent normalises names and identifiers for entities and individuals, orchestrates multi-source PEP/sanctions checks, filters out obvious false positives, and applies your country-risk taxonomy and KYC rules to turn raw matches and jurisdictions into a consistent risk banding that Compliance can work with.

Problem solved

Manual screenings slow everything down and are hard to standardise. Analysts jump between screening tools, copy results into emails or free-text fields, and maintain their own mental list of risky countries. That leads to inconsistent decisions on when to apply enhanced due diligence, weak traceability on why a file was rated low/medium/high risk, and longer onboarding times as cases bounce between front office and Compliance. This agent replaces those one-off screenings with a repeatable, case-level scan that can be reviewed and audited.

Business impact

The business impact is prioritised EDD where it matters. Relationships are classified using uniform screening and country-risk rules, higher-risk parties and jurisdictions are surfaced early, and Compliance can focus effort on the subset of cases that truly need deeper review rather than re-running basic checks. That supports a stronger AML posture for Tier 1–2 banks, with fewer surprises in AML reviews and clearer evidence of a risk-based approach.

Integration and adjacent use cases

Integration complexity is medium: the agent needs the onboarding/KYC case data, the full party and jurisdiction set, and connectivity to your existing screening and country-risk sources, then writes its risk snapshot back into the onboarding record and workflow.

Common combinations in this stack:

• Multi-Entity Legal Identity Extractor to extract and standardise legal data across group entities before running screenings;

• Ownership Structure & UBO Mapping to provide a reliable list of UBOs and controllers that must be checked and jurisdiction-classified;

• Board Authority & Multi-POA Validator to supply the validated set of directors and signatories for screening;

• Group Document Consistency Cross-Check to flag name and timeline inconsistencies across group documents that may signal higher compliance risk or require clarification; and

• Corporate Onboarding Completeness Agent to act as the final gate that only releases the relationship once ownership, authority, compliance risk, and required documents are all complete.