AI Agents

Context

Built for banking within the Trade finance / invoice factoring stack, this agent is used when validating invoice pools before funding and during ongoing eligibility checks for receivables finance programs. Typical scenarios include first-time supplier onboarding, periodic pool refreshes, and top-ups where each invoice needs a quick, consistent pass/fail decision with clear evidence.

What it does

The agent reads the submitted invoice pack and validates invoice authenticity and eligibility against your program rules. It extracts the key fields (invoice number, dates, amounts, buyer and supplier details), checks for duplicates and invoices already marked as paid, and normalizes formats so results are comparable across suppliers. It then applies eligibility constraints (e.g., age, amount thresholds, buyer inclusion lists) and produces a structured outcome for each invoice, with links back to the exact source page so reviewers can verify any finding instantly.

Core AI functions

The agent combines document type detection with OCR and targeted field extraction tuned for invoices. Normalization aligns date and currency formats; duplicate and previously-paid detection prevent re-submission; and rule evaluation applies your program’s eligibility criteria consistently across the pack. Confidence scoring highlights low-certainty fields and creates targeted exceptions (rather than stopping the file), so the process moves forward while unclear items are resolved.

Problem solved

Manual screening misses duplicates and already-paid invoices and applies eligibility rules inconsistently, adding unnecessary risk to the funded pool and creating avoidable remediation later.

Business impact

Funding decisions become faster and safer: ineligible items are filtered before release, portfolio quality improves, and downstream disputes decrease because every decision is backed by clear, field-level evidence.

Integration and adjacent use cases

Integration is light to moderate: the agent ingests PDFs or images from portal, email, or DMS, and writes pass/fail outcomes and fielded data into your trade-finance workflow; exceptions route to existing queues and no core changes are required.

Most teams pair this agent with:

• Line-item subsidy filter (to exclude ineligible or subsidized lines),

• Supporting document completeness (trade) (to confirm PoD/PoS, contracts, and logistics documents are present),

• Delivery confirmation verifier (to match signatures and dates),

• Supplier contract & identity validator (to validate supplier status and terms), and

• Trade finance exception handler (to aggregate red flags and drive resolution).