AI Agents

Context

Built for banking within the AML / KYC stack, this agent is used when investigation outcomes or policy thresholds indicate that a Suspicious Activity Report should be prepared. It runs after case facts have been validated so investigators can produce a complete, compliant narrative without rebuilding timelines and citations by hand.

What it does

The agent assembles a regulator-ready SAR draft from verified case data and approved templates. It pulls the who/what/when/where from the working file—subjects, accounts, counterparties, dates, amounts, geographies—and constructs a clear chronology of the activity with concise “why suspicious” reasoning tied to policy. It inserts required identifiers and references, includes supporting exhibits and transaction summaries, and leaves editable sections for analyst judgment. Each statement in the draft carries line-of-sight to source entries, so reviewers can validate or amend quickly before submission.

Core AI functions

Normalization of subject and transaction data from the case record; timeline construction with de-duplication across alerts and events; reason-code translation into plain-language narrative aligned to the institution’s SAR template; exhibit generation (transaction tables and references) with page- or record-level provenance; and quality checks for completeness of required fields and internal style/wording guidelines.

Problem solved

SAR narratives are often compiled manually from disparate systems, leading to inconsistent structure, missing identifiers, weak “why suspicious” sections, and extensive rework under tight deadlines.

Business impact

Filings become faster, consistent, and defensible. Investigators spend time on substance rather than assembly; review cycles shorten; and audit posture strengthens because the narrative and exhibits trace directly back to validated facts.

Integration and adjacent use cases

Integration complexity: Low to medium. The agent reads verified case data and artifacts from your AML/KYC workbench and DMS, applies the institution’s approved SAR template and wording standards, and writes a versioned draft plus exhibits back to the same workflow; cores remain unchanged.

It is commonly combined with

• KYC periodic review validator to confirm refresh status and evidence,

• Regulatory rule compliance & filing to enforce filing steps and retention, Transactional behavior risk analyzer and

• Behavioral risk scoring to import the behavior-led reasons and transaction sets cited in the narrative.