Agent Stacks · Banking · Banks

Commercial Lending.

Speed decisions without loosening discipline with our stack of 7 AI agents

7 agents · one value stream · end-to-end

Business Plan & Use-of-Funds …Financial Statement AnalyzerCollateral & Security Package…Commercial Lending Completene…Contract & Revenue Stream Ver…banks stream+ 2 more agents in this stack

Meet our stack of seven AI agents ready to positively impact your commercial lending flows.

Speed decisions without loosening discipline. Agents extract and normalize financial statements and ratios, validate purpose, KPIs, and ROI linkages against policy, verify company status and ownership against registries, link contracts and POs to projected cash flows, assess collateral for LTV, encumbrances, and insurance, compute DSCR and test key assumptions, and confirm the credit pack is complete before committee.

Business impact: underwriting moves faster, credit decisions are better evidenced, legal risk drops, cash-flow projections are more realistic, exposure is safer, defaults decrease, and approvals run more smoothly.

AI Agents in this stack include:

  • Financial statement analyzer

  • Business plan & use-of-funds validator

  • Legal entity & shareholding validator

  • Contract & revenue stream verifier

  • Collateral & security package validator

  • Cash‑flow & repayment capacity (DSCR) agent

  • Commercial lending completeness agent.

01 / The agents

7 agents in this stack.

Each one scoped to a single job inside the stream — deployed together they carry the workflow.

Medium effort

Business Plan & Use-of-Funds Validator

Validates purpose, KPIs, ROI linkages

Medium effort

Financial Statement Analyzer

Extracts financials and ratios

Medium effort

Collateral & Security Package Validator

Checks LTV, encumbrances, insurance

Low effort

Commercial Lending Completeness Agent

Ensures full pack pre-committee

Medium effort

Contract & Revenue Stream Verifier

Links contracts/POs to projections

Medium effort

Legal Entity & Shareholding Validator

Checks company status vs registry

Medium effort

Cash-Flow & Repayment Capacity (DSCR) Validator

Computes DSCR; validates assumptions

See them in the catalog: AI agents catalog →

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Size this stack onyour volumes.

Put your monthly volume and cost per FTE behind these agents — the calculator shows the annual capacity freed, with every figure traceable.