Production-ready AI Agents for Banking

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Commercial Lending

Meet our stack of seven AI agents ready to positively impact your commercial lending flows.

Speed decisions without loosening discipline. Agents extract and normalize financial statements and ratios, validate purpose, KPIs, and ROI linkages against policy, verify company status and ownership against registries, link contracts and POs to projected cash flows, assess collateral for LTV, encumbrances, and insurance, compute DSCR and test key assumptions, and confirm the credit pack is complete before committee.

Business impact: underwriting moves faster, credit decisions are better evidenced, legal risk drops, cash-flow projections are more realistic, exposure is safer, defaults decrease, and approvals run more smoothly.

AI Agents in this stack include:

  • Financial statement analyzer

  • Business plan & use-of-funds validator

  • Legal entity & shareholding validator

  • Contract & revenue stream verifier

  • Collateral & security package validator

  • Cash‑flow & repayment capacity (DSCR) agent

  • Commercial lending completeness agent.

Bucharest

Charles de Gaulle Plaza, Piata Charles de Gaulle 15 9th floor, 011857 Bucharest, Romania

San Mateo

352 Sharon Park Drive #414 Menlo Park San Mateo, CA 94025

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