Production-ready AI Agents for Banking

Meet our stack of nine AI agents ready to positively impact your retail mortgage underwriting flows.

Get to clear-to-close with disciplined checks end-to-end. Agents validate the purchase contract against the appraisal and loan application, confirm ownership, liens, and parcel data from the land registry/title deed, check EPC validity and thresholds, and verify the appraisal’s value, license, and method. They validate income and employment from payslips, contracts, and bank statements, assess self-employed income from P&L and tax filings (including seasonality), confirm collateral insurance/pledge/coverage, compare declared debts with bureau data and statements, and run a final completeness pass that flags missing pages.

Business impact: rework drops, collateral is safer, policies are adhered to, credit risk is reduced, DTI is accurate, approvals are faster and fair, collateral is ready on time, affordability is calculated accurately, and decisions move quicker.

AI Agents in this stack include:

• Purchase agreement & contract validator

• Land registry / title deed validator

• EPC verifier

• Appraisal report consistency

• Income & employment validator

• Self-employed income validator

• Collateral documentation verifier

• Debt & liability disclosure checker

• Mortgage document completeness agent.